Community Sector Banking in association with Indigenous Business Australia and Bendigo Bank, can now offer existing IBA customers a range of home loans.

Artwork generously provided by: Victor Chapman

Contact us

1300 550 603

business hours
8.30 am – 6.00 pm AEST

    IBA Home Loan

    apply online now 

    Like most Australians, many members of the Indigenous community see home ownership as an important goal.

    Community Sector Banking, through its association with Indigenous Business Australia and Bendigo Bank, can now offer existing IBA customers the opportunity to select from a range of home loans.

    At Community Sector Banking we know that borrowing funds to buy a home is considered one of the biggest financial commitments most people will make in their lifetime. At the same time, we also know that everyone's needs are different.

    That's why a home loan specialist from Community Sector Banking is available to assist and ensure that you are getting all the information you need to choose the right home loan for you.

    Some of the benefits

    • You'll build a credit rating that may stand you in good stead for the future.
    • You'll be charged a competitive interest rate.
    • You'll pay NO application fees.
    • You'll have the opportunity to redraw extra funds against the 'equity' you have in your home (if you make extra payments or your home increases in value).
    • You'll have access to the range of extra incentives offered exclusively to Bendigo Bank Home Loan customers:
      • You'll pay no:
        - in-branch cash withdrawal fees or EFTPOS fees:
        - Bendigo Bank ATM fees;
        - phone or internet banking fees.
      • You’ll receive 14 months home and contents insurance for the price of 12.
      • If you’re eligible, you’ll receive a discounted credit card.

    Types of home loans

    Standard Variable Home Loans

    Have an interest rate that can fluctuate over the life of your loan. If economic conditions see market rates drop, your home loan repayments will drop too. If market rates increase, your repayments may also increase.

    Fixed Rate Home Loans

    With a fixed rate loan you always know what your repayments will be, so it's easier to budget.

    Home Equity Loans

    For some people a home equity loan works well. They can be a great way to access the equity in your home and use it for home improvements or other purchases.

    Choosing and applying for a Bendigo Bank Home Loan step-by-step

    1. If you're interested in finding out more contact a Community Sector Banking home loan specialist on 1300 550 603.
    2. Your home loan specialist will listen to your needs and help you choose the right home loan for you. They will carefully explain the home loan application process and let you know how much you can borrow.
    3. You can then complete the application process over the phone or online.
    4. Your home loan application will then be reviewed to ensure you have provided all the necessary information. Your home loan specialist may contact you again to discuss your application further.
    5. You'll be notified of the outcome. And, if your home loan is approved, mortgage documentation will need to be completed.
    6. Your loan will be settled. You'll receive a letter confirming all the details and start making your regular home loan repayments.

    For more information about Bendigo Bank Home Loans with Community Sector Banking, contact us by phone 1300 550 603.